Check Your Policy
Types of roof damage covered by your insurance will depend on the policy’s terms and the reasons your roof needs to be repaired or replaced. Most insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event such as wind, fire, hail or the weight of snow.
You also need to check your roofs age. Even if your claim is supported, the age of the roof is going to impact the amount of payment you can get from your insurance. Every policy is different, roofs less than 10 years are often fully covered but age beyond a decade, can depreciate, and the amount the insurance company will help you pay for repair or replacement will reflect that depreciation.
To ensure approval of your claim, you have to ensure to keep records of repairs, before-and-after photos, and reports from inspections. It is important for you to notify your insurance company promptly when damage occurs.
The best chance of having your insurance company pay for a roof damage, the first step is to ensure to call them for an inspection. Gather up as many documents as you can before they arrive, including a copy of your current home insurance policy, any home inspection reports, receipts for any repair work you’ve done, and photos of any damage that has occurred. The insurance company will send out an adjuster to inspect the damage and offer their own assessment.
Find A Contractor
Get a professional opinion. A professional statement can help you get through a lot of it. Feel free to book free consultation and speak to one of our seasoned trained Roofing Specialists today for a comprehensive inspections, evaluation of your roof condition. You are guaranteed to receive professional recommendations, easy fix solution at a cost effective price. For questions regarding roofing insurance, please call: